I am writing this today, because of trends I see in our communities. There are various ballers, rappers, actors, and so forth on the urban scene who make millions and end up broke. WHY? One thing I see is not necessarily a bad thing, but it also has it's down side. Many of us don't want to forget the hood when we make it or "sellout". This is a double-edged sword because you have to give back the right way. An example of mishandling your money that is WIDELY known of course is MC Hammer. On the flip side of that, you have the likes of Flo-Rida and StrongArm that have various community outreach programs which do make a difference, the smart way. When we reach a certain level of wealth, we must understand that we were given an opportunity. We can waste it or we can invest it. I'm not here to knock anyone's choice, because what you do with your money is your business…I just don't want to hear the sad story later.

There are a lot of people whom hit wealth and are now spiraling down a path of poverty and bankruptcy. Wyclef's management claims there is no money in his account, we heard of Damon's Dash recent troubles, Scott Storch and the list continues. On the flip side, you have the ones making better choices. INVESTING! I always tell people "the difference between investing and spending is in the return."

Don't quote me in saying that the following people will never go broke, because only God knows what tomorrow brings. Now what does Rick Ross and Magic Johnson have in common? They are both franchise owners! In this last week, Kanye West bought Kim Kardashian a gift and guess what it was?

Read about it here: http://24hourhiphop.com/2014/03/23/kims-suprise-wedding-gift-from-kanye/

. This is what we call investing folks. I'm not here to tell you to stop living the life, but remember that you should hope for the best, while planning for the worst. Not everyone achieves a lifetime of success, so while we have it, let's try and save some of that money for a rainy day and put it into something that will bring us money.