Ray J is sitting on “a ton of sexually explicit photos and videos” starring he and the late Whitney Houston, an insider exclusively tells this week’s edition of Star.

The Houston family has “been in contact with Ray and told him they do not want any photos or videos painting her in a bad light to come out,” the source said, adding the famous family “explained to Ray that now is the time to honor Whitney, not drag her legacy down.”

The insider said the younger brother of singer Brandy has “been stalling” to sell, or hand them over, them to Whitney’s family “because he knows he’s sitting on a gold mine.”

The late Houston “adored” Ray J, the insider said of the the hip-hop hunk, whose name is synonymous with his 2007 sex tape with Kim Kardashian.

The late singer, who dated the 31-year-old stud on and off in her final years, “loved doting on him and would have done anything he asked — including making a sex tape,” the insider said.